THE DRAGWAY

Advice & Reviews From Benny Bernstein

Android Is The New IOS For Smartphones

Android Is The New IOS For Smartphones

The Android smartphone has become a staple in the world of technology and today you can find all sorts of Android units. There are many new models that come out each year but only a few can make a grade. This listing of the best Android smartphones of 2013 shows just how varied these phones can truly be. It’s amazing to see what you can get out of some of these pretty impressive options.

Try the Galaxy Note 3

The Samsung Galaxy Note 3 is the first of the smartphones to take a look at. This has a 5.7-inch screen and a 1080p display that is easy to manage. It uses 3 GB of RAM and a 13-megapixel camera. This also uses a simple pen to go with it to capture and review different kinds of notes and to save items that you spot on the phone. The slim body of this phone is especially great to use.

The LG G2 is productive

Galaxy Note 3 Vs LG G2

Galaxy Note 3 Vs LG G2

The LG G2 is a smartphone that uses a 5.2-inch 1920×1080 screen and makes it easier for you to load through different kinds of applications without too much stress. You can use the QSlide setup to get many applications to run at the same time. This is made with the Snapdragon 800 processor to make it easier for apps to load and run at the same time without dragging down the overall performance.

The HTC one runs right

The HTC One is one of the easiest types of devices to use. The Sense 5 user interface is one of the best Android UIs to check out as it offers a seamless design that loads quickly and is easy to customize based on your preferences. The BoomSound speakers from Beatsaudio are impressive as it makes it easier for audio to come out clearly.

Motorola Moto G works right

The Motorola Moto G Is Very Popular

The Motorola Moto G Is Very Popular

The next phone to see is the Motorola Moto G. This uses the Android 4.3 operating system and is designed with a slim body that is easy to fit into one’s pocket. It is extremely responsive and even works with 50 GB of Google Drive storage for free. The LED light for the camera doesn’t get in the way of things either. The fact that this phone is guaranteed to come with an Android 4.4 update in January 2014 only makes this all the more popular.

The Samsung Galaxy S4 is popular

Samsung Galaxy S4

Samsung Galaxy S4

The last of the options for 2013 is the Samsung Galaxy S4. This device uses a MicroSD card slot and even allows the user to get direct access to the battery. These are features that you won’t find on most other phones. The five-inch screen is also easy to manage. The 1080p screen is also impressive for whatever it is you want to get out of your phone.

All five of these Android smartphones from 2013 are all different in their own various ways. You can still rest assured that you’ll have something that is easy to manage and use no matter what type of phone you choose.

Everyone Wants To Be A Millionaire

Everyone Wants To Be A Millionaire

No wonder that hard work is the reason behind the success of rich people. But is that enough for you to know if you aspire to be like them some day? Hard work can’t make anyone successful if it is not associated with effective planning. A carpenter or wood worker who works day and night crafting exquisite pieces also works very hard. A customer care executive also works very hard and devotes more than 15 hours of day for his work. But despite their hard working nature, they are not able to become a millionaire. Therefore here we unfold the top 6 things that highly successful people do in order to reach the coveted position in life.

1. They know the art of keeping work and emotions separate

Find A Balance Between Work And Personal Life

Find A Balance Between Work And Personal Life

Feelings and emotions should be kept under wraps if you are thinking of becoming successful. A person who can’t handle emotions won’t be able to handle the fame too once he gains it. Rich people don’t buy stocks emotionally.

2. Achieve success if you can write reason behind your every action

Make A Plan For Growing Your Wealth

Make A Plan For Growing Your Wealth

Rich and high profile people who have made a name for themselves always own their actions. They know about the reason due to which they are doing some work or taking some decision. If you can write one reason for buying a stock, then go for it.

3. Try to give more than what others expect from you professionally

Do you know what it takes to become rich and gain good market reputation as well? The secret is to always keep a scope for providing more services than the client expected from you so that the client forever wants to deal with only you.

4. Keep a friends circle that doesn’t include business partners

Having a group of friends that don’t belong to their professional circle is something which most of the successful people do. Hollywood stars prefer to hang out with their school friends rather than with other celebrities to keep themselves aware of the real world.

5. Make short term goals for the coming 2 hours

Every successful person knows vaguely about what he is going to do in the next two hours of his life in order to increase the productivity of the time. So, better start aping that trick in order to be like them. Short term planning always helps such people in increasing their overall labor efficiency throughout the day. Small financial goals are also practically more realizable.

6. Discipline is not the key, it is THE key

Do Your Work In Time And Take Some Vacation

Work does not spot on vacation

The successful people always give high preference to discipline and strategy in their life due to which they are always able to achieve what they want to. The emotions should always be sidelined when you are fiercely working towards achieving a goal. Planning is extremely integral part of their personality and anybody who wants to be successful should learn to improve the planning and management skills.

Hair Loss Treatment Tips

Hair Loss Treatment Tips

If you’re like most men you will start getting worried the moment you realize that you’re losing hair. To be able to get the best hair loss treatment, it is important to understand what constitutes hair loss and what doesn’t. Pattern hair loss doesn’t result from stress as many are made to believe. It has nothing to do with you wearing the baseball cap everyday or having your hair done in a ponytail fashion. In men, pattern hair loss is known as Androgenic Alopecia. It is a genetic predisposition. The follicles are programmed to change with the change in hormone activity. This said, it is important to note that only few types of treatment will work in addressing hormonal sensitivity or stimulating growth.

Make Sure You Know What Is Inside Those Bottles

Make Sure You Know What Is Inside Those Bottles

Before you consider any kind of treatment, it is important to check out data supporting the treatment and the ingredients used. You want to make sure that the ingredients address hormonal sensitivity and that they enhance hair growth in spite of the growing sensitivity of the hormones. You should always get the data, including the list of ingredients and studies on them. You do not need to be a specialist to find out if you’re using the right products. There are many research sites online that can help you with the information you need. If you enter the name of the ingredient in a search engine, it will pull up supporting data that can help you with your choice.

Consider getting a regimen. This is the path you should take to thicken hair in parts where it is still growing. You may consider a hair system or toupee for areas that are slick and hairless. A treatment regiment can help you address thinning areas and get your hair back. You should only consider hair transplant after trying the treatment regiment for a period of about 2 years. There is always a scientifically backed treatment regiment for any hair loss situation, so you should explore this option before anything else.

There Is No Magic Solution...   Be Patient

There Is No Magic Solution… Be Patient

When it comes to fighting hair loss, it is absolutely important to begin small and build up momentum slowly. This should be a gradual increasing process for you. Although you’ll find all kinds of products for hair loss in the market, only few of them are legitimate, so you want to begin slowly and space yourself. You’ll find it easier to purchase and maintain a small regiment than to rush after quick results that can actually compromise the whole process. You should also understand that treatment will take a minimum of one year to start delivering some results. You do not want to be in any hurry. If you keep these simple tips in mind, you’ll be able to find the perfect hair loss solution in no time.

Refinance Or Not?

Refinance Or Not?

Will you or will you not? That’s a common question asked by consumers when it confronted with an opportunity to refinance their loans. Refinancing involves the process of paying off an existing loan and getting a new one. While this option seems impractical to some given the fact that a credit shouldn’t be used to pay another credit, others find it as a way to lessen their financial burden. But both sides are right. There are indeed drawbacks and benefits for each reason that makes a person consider refinancing. Let’s take a look at each of these reasons.

Lower or higher interest rate

Refinancing A Mortgage

Refinancing A Mortgage

Historically, people are advised that if refinancing interests are 2% lower, then they should grab it. After the economic slump that haunted the American economy, financial experts agreed that 1% interest is already enough to mean great savings. Logically, the notion of being able to save even a miniscule amount of money goes a long way in the long-term perspective of things. However, what discourages people from taking the leap are the fees and the time it takes for them to refinance. There are fees for sure, and paying them seems to take away a chunk of the monthly budget.

Shorter or longer loan term

Adjustable Rate Mortgage

Adjustable Rate Mortgage

This is true, and it happens: if you secure a loan with a 10% interest, for example, it cuts the amount of time and the amount of money you need to pay an existing loan with a 20% interest. There’s something about the law of minimizing costs that offers immense benefits to the wise earner. However, not all consumers are smart money-movers. If you seem to have difficulty paying a loan even when it has a lower interest rate than the first, then you need to find a way to manage your finances better. The bottomline: financial discipline.

Adjustable-Rate or Fixed-Rate conversion

Fixed Rates vs Adjustable Rates

Fixed Rates vs Adjustable Rates

Adjustable-Rate Mortgage or ARM, is a flexible type of loan that is beneficial to those who don’t plan on paying their loans in a long-term basis. On the other hand, fixed-rate mortgages are the opposite. When considering refinancing, consumers do one of these: convert ARM to a fixed-rate mortgage or vice versa. The former ensures a more stable interest rate regardless of increasing values while the latter might lead to a higher interest in the end in response to economic conditions. This is why ARMs are called “adjustable.”

Debt consolidation or separate payments

Probably the most attractive part of refinancing, debt consolidation gives consumers a chance to save for a single payment that covers all of their outstanding debt. But some people prefer to maintain separate payments on each of the loans they have because it’s more convenient to them. So it all boils down to the principle you hold about money. If you wish to track where each cent is applied to, you’re probably better sticking to separate payments, but if you wish to carry a single financial burden, refinancing is an option.

In conclusion, while refinancing offers more benefits to the homeowner, individual perceptions about money and debt management still play an important role. There are people who believe that changes are unnecessary, and discipline is key towards becoming debt-free. On the other hand, there are people who believe that taking advantage of favorable conditions in the lending market is necessary in order to get out of debt easily. In effect, to answer the question about whether or not to consider refinancing, it boils down to the decision-maker: you.

Internet Marketing Is Now The Norm Of Business

Internet Marketing Is Now The Norm Of Business

A few years ago, when the companies and brands wanted to market and promote their products they resorted to electronic media through TV and print media through newspapers and magazines. However, things have changed completely today. The most important media today for marketing and promotion is internet, or to be more specific, social media. Initially social media was only about getting connected with lost old friends or relatives. However, today it has diversified its role as the platform for companies to use it as a tool for marketing and promotion. It has only become possible due to the widespread use of social networking sites such as Facebook and Twitter. Internet is almost in every corner of the world and so is social media. Here are some ways you can use social media to help your business.

Make effective use of video marketing to position to brand

Video Marketing Is A Very Powerful Tool

Video Marketing Is A Very Powerful Tool

Everyone knows how popular YouTube is as a video portal. Almost everyone we know uses YouTube to watch videos every day. But did you know that all over the globe more than 94 percent of the brands are using YouTube as the platform for video marketing. In fact, it is pretty obvious because there are so many visitors on this portal that the companies could not have overlooked it. YouTube gets billions of hits every month and by no means is it a small number. You name a global brand and you will find it on YouTube with its videos. The potential of YouTube as a marketing tool is infinite. It is up to you how much you want to tap it. If you did not know all this, perhaps now you can start using YouTube for video marketing. You are going to need a video production company to make the effective videos for your brands. If you have a long term plan, you can build an in-house production company for videos.

All the global giants are using Twitter for marketing

Use Twitter For Your Business

Use Twitter For Your Business

Just like YouTube, everyone knows how big and important Twitter is as a social media platform. While YouTube is about uploading videos, twitter is about sharing things (of course including videos uploaded on YouTube.) It will be difficult to find someone today who doesn’t have a Twitter account. Given such a huge penetration, it will be a big mistake ignoring Twitter if you are seriously considering about increasing the sales of your products and building your brand. The greatest aspect of social media is that you are not required to spend huge amount of money on it. Instead, you can be very tactful and use it to your advantage. Big brands create good quality content and then use the social media platforms to make it go viral. When things go viral people to people way (word of mouth), they become uncontrollable. This is exactly what you are looking for.

Facebook is perhaps the most effective of all

Facebook Marketing Is The Most Effective Tool So Far

Facebook Marketing Is The Most Effective Tool So Far

When we are talking about social media, Facebook is the most obvious name on our mind. There are stories of brands becoming massive successes because of effective usage of Facebook for marketing and promotion purposes. No matter whether you are uploading a video or using twitter, all of it must be moved to Facebook too so that the success level gets multiplied manifolds. You can use the paid tools of Facebook or you can simply use word of mouth by delivering good quality content.

Social media arm of marketing is not optional anymore. There is no way a brand can be successful without using social media platforms. Especially if you are looking for a massive reach, you need social media for your business.